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REVOLVING PRIVATE CREDIT OPPORTUNITY

Debt Only | No Equity | No Partnership

Established operator. Proven demand. Repeatable cash flow.
26 years of residential remodeling excellence.

$500K
Revolving Line
10%
Annualized Return
2pts
Per Funded Amount

Capital Request Overview

Immaculate Home Builders is a seasoned residential contracting company with 26 years of operating history, seeking a $500,000 revolving line of credit to accelerate project volume and cash-flow velocity.

This facility is structured strictly as debt.

No equity, ownership, or partnership is offered.

Capital will be deployed into active projects, repaid from project cash flow, and recycled through multiple deployment cycles, allowing lenders to earn consistent yield over time.

Experience-Led Execution

26

Years of Experience

Professional contractor with proven track record in residential remodeling

Deep Expertise

Proven ability to estimate, execute, and deliver profitably

Strong Reputation

Long-standing relationships with homeowners and realtor partners

This business is built on execution, not speculation.

How Revenue Is Generated

Revenue Generation

  • Residential remodels and value-add renovations
  • Projects sourced through direct demand and realtor referrals
  • Structured pricing and close framework
  • Tight cost controls at the project level

Model Strengths

  • Predictable margins
  • Short project cycles
  • Fast capital turnover
  • Proven execution framework

Demonstrated Results

These results were achieved prior to scaling with dedicated credit capital.

$4.1M+
Total Real Estate
Volume Sold
27
Homes Sold at
Top of Market
$65K+
Average Earned Equity
Per Home Seller
$250K
Realtor Partner
Commissions Generated

Structured Pay-at-Close Model

Immaculate Home Builders utilizes a structured pay-at-close framework that improves close rates, reduces upfront friction, aligns incentives across stakeholders, and shortens sales cycles.

Premium positioning with increased deal velocity

Why This Scales

Market Drivers

  • Aging housing stock
  • Homeowners choosing renovation over relocation
  • Realtors seeking reliable, execution-driven contractors
  • Limited supply of experienced operators with systems

The Opportunity

Demand is consistent.

The constraint is working capital, not opportunity.

Financial Performance

$1.9M
Total Gross Revenue
(Trailing Period)
60-65%
Average Gross Profit
Margin on Sales
$60K-$75K
Average Renovation
Cost Per Project
2-3 Mo
Average Project
Turnaround Time

These operating metrics support rapid capital turnover, disciplined cost control, and repeatable deployment across multiple project cycles.

Capital Deployment

Funds will be used exclusively for:

  • Materials and labor for active projects
  • Running multiple projects concurrently
  • Reducing downtime between jobs
  • Increasing monthly project throughput

Capital is tied directly to revenue-producing work.

Every dollar deployed generates measurable project activity and cash flow.

Facility Terms

Structure

  • Facility Type: Revolving Line of Credit
  • Total Facility: Up to $500,000
  • Return: 10% annualized
  • Origination Fee: 2% per funded amount

Terms

  • Structure: Debt only
  • Equity / Ownership: None
  • Repayment Source: Project cash flow

This facility is designed for repeat deployment, not one-time use.

How Capital Cycles

1
Capital is drawn for active projects
2
Projects complete and close
3
Capital is repaid
4
Capital becomes available for redeployment
5
Lender continues earning yield

Investors may allow capital to revolve continuously or elect to exit at designated intervals.

Capital Protection

26

Operating History

26 years of proven execution

Conservative Selection

Established cost controls and project selection

Short Timelines

Fast project cycles reduce exposure

This is an execution-based lending opportunity backed by real demand and active work.

No speculative development or land risk.

Why This Works

Fixed Return

Predictable yield with clear terms

Defined Use

Capital tied to revenue-producing work

Short Cycles

Fast capital turnover

No Dependency

No reliance on exits or valuations

Ongoing Opportunity

Continuous reinvestment potential

Income-Producing

Not speculative growth capital

Ready to Partner?

Immaculate Home Builders is seeking aligned lending partners for a revolving credit facility designed to scale an already-proven operation.

Request
$500K
Return
10% + 2pts
Structure
Debt Only

Capital accelerates what already works.

CONNECT WITH US

Email: [email protected]

Phone: 410-258-3792